Activating and Reactivating HDFC Credit Cards: A Comprehensive Guide

To ensure you can seamlessly use your HDFC credit card, it is important to know how to activate and reactivate it effectively. This article provides a detailed, step-by-step guide to activating and reactivating your HDFC credit card, ensuring you have a smooth experience.

How to Activate an HDFC Credit Card

Activation of your HDFC credit card can be done in several ways. Here are the steps:

Using HDFC Bank Net Banking

Log in to your HDFC Bank Net Banking account. Go to the “Cards” section. Select “Credit Card” and then click on “Activate Card.” Follow the prompts to complete the activation.

Using HDFC Bank Mobile App

Open the HDFC Bank Mobile Banking app. Login with your credentials. Navigate to the “Cards” section. Select your credit card and choose the option to activate it.

Through Customer Care

Call HDFC Bank customer care at 1860 267 6161 or 1800 102 6161. Follow the prompts to speak with a representative and request activation.

Using an ATM

Insert your HDFC credit card into any HDFC ATM. Select the option to activate your card and follow the instructions.

Via SMS

Send an SMS with the text “ACTIVATE” followed by your card number to 5676712. Check with HDFC for the latest SMS format.

Important Notes:

Ensure you have received your card and that it is signed. Activation may require you to set a PIN so have your debit card or any identification ready if needed. If you encounter any issues, contacting HDFC customer support is recommended. Make sure to activate your card as soon as possible to start using it!

Reactivating Your HDFC Credit Card

If your HDFC credit card has been deactivated, you can reactivate it by following these steps:

Begin by Contacting HDFC Bank's Customer Care

Begin by contacting HDFC Bank’s customer care through their helpline or by visiting the nearest branch. Provide the necessary identification details and explain your request to reactivate the card. The bank representative will guide you through the specific steps which may include verifying your identity and the reasons for deactivation. In some cases, you might need to submit a written application or complete an online form.

After Your Request Is Processed

Once your request is processed, the bank will notify you, and your card will be reactivated ready for use again.

Online Activation

If you prefer to activate your HDFC credit card online, follow these steps:

Open the HDFC Bank Website and Navigate to the ‘Credit Card’ Tab

Open the HDFC Bank website. Click on the ‘Credit Card’ tab button. Select ‘Credit Card ATM PIN’ under the section of ‘Credit Card Requests’.

Enter Your Card Details and Complete the Activation Process

Now put your credit card number and required ATM PIN. Enter your credit card's expiry date. Click on ‘Continue’ and follow the instructions shown to complete the activation process.

To summarize, whether you are activating or reactivating your HDFC credit card, there are several convenient methods available. By following the outlined steps, you can ensure that your card is ready for use as quickly as possible.

Frequently Asked Questions

Q1: How long does it take to make an HDFC credit card active?

A1: The activation process is usually quick, but it can take up to 7 working days, depending on the method you choose.

Q2: What if I lose my HDFC credit card during the activation process?

A2: If you lose your HDFC credit card, report it to HDFC immediately and follow their procedures for canceling and reissuing your card.

Q3: Can I reactivate my HDFC credit card online?

A3: Yes, you can reactivate your HDFC credit card online, but you may need to complete the process through customer care for deactivation reasons.