Can I Take the National Safety Council Defensive Driving Course Through Geico and Then Change My Insurance?

Yes, you can take the National Safety Council (NSC) Defensive Driving Course through Geico and then change your insurance policy afterward. Completing the course may qualify you for a discount on your insurance premium with Geico, but you can still switch to another insurance provider if you prefer. Each insurance company has its own policies regarding discounts for defensive driving courses, so it is a good idea to check with your new insurer to see if they offer similar discounts for completing the course.

Why Not?

This answer assumes you’re asking about the portability of the discount you might be eligible for upon completion of the NSC Defensive Driving Course. If the course is approved by the state in which you reside for a discount on your auto insurance, it is entirely your credential to take where you wish.

State Recognition of the NSC Defensive Driving Course for Discounts

There are many states that recognize the National Safety Council’s Defensive Driving Course as a qualification for discounts on your auto insurance. These include:

You can find more details on the NSC Defensive Driving Course for each state by clicking on the links provided above. Regardless of the discount question, an insurance carrier can't handcuff you because of any perk they might offer you as a policyholder.

Switching Insurance Carriers

If you decide to switch from Geico to another insurance provider, you should investigate potential discounts offered by your new insurer. Some insurance companies may not honor the discount you received from Geico, while others might offer similar or even better discounts. It is crucial to compare and understand the terms and conditions of different insurance providers to make the best decision.

Partnering with Geico

It's worth mentioning that Geico has partnered with the National Safety Council to offer the defensive driving course. As of 9/14/2016, the cost of the course was $41.25 in about 40 of the 50 states, which was cheaper in Florida ($29.95), a little more in Michigan and New Jersey ($34.95), and about $39.95 in New York. Geico's partnership brought the cost down in most states, with a rate of $19.95.

Taking the Course and Switching Insurers

Assuming you are a current policyholder with Geico, there is no reason not to take advantage of the safety course to collect a discount on the course and on your current personal auto insurance policy. If you decide after taking the course that you would prefer to purchase personal auto insurance elsewhere, you have that option. However, be sure to shop your insurance beforehand. Geico might offer discounts that are not available with other providers, and your insurance costs could go up.

Resources and Information

The following links can provide you with more information: Defensive Driving Course Tips for Saving on Your Auto Policy

For a detailed look at the state-specific offerings and discounts, visit the official Geico website or consult state-specific resources.