What to Do If You Hit a Public Street Sign Without Causing Damage to Your Car

Dealing with car accidents can often be a stressful and confusing experience, especially when minor collisions occur with public street signs. Understanding your obligations and the appropriate steps to take can help you avoid legal issues and ensure that everything is handled responsibly.

Reporting the Incident

Even if you feel your car is not significantly damaged, it is essential to file a police report within 24 hours. This measure is crucial in case there is any minor damage that you may not have noticed immediately. It is also beneficial if the council has recorded the incident through CCTV, as you want to prevent any potential legal complications or accusations of a hit-and-run.

According to UK Road Traffic Act, drivers must stop and provide their name and details if an accident occurs and results in injury or property damage. However, if you hit a sign and do not cause damage to your car or other property, you may not be required to report it if there are no witnesses and no visible damage.(However, it is wise to still file a report in case you discover any hidden damage later.)

Damage Assessment and Your Responsibilities

If the sign is significantly damaged, local law enforcement and potentially the sign owner will need to assess the damage. The local council or the authority that owns the sign may be responsible for the repair costs. If the damage to your car is severe, you should contact your insurance agent to discuss your options.

The USA traffic laws may vary by state. Generally, if the damage to your vehicle exceeds the state's reporting threshold, which is often between $500 to $1,000, you are required to file a report. This is to ensure that all parties involved are aware of the incident and to provide necessary insurance claim information.

Insurance and Liability

Your insurance company will need to review any police report. They will also likely want the city to assess any damage to the sign or the foundation. Understand that the cost of repairing the sign might be covered by your insurance policy, making it a good idea to understand your coverage and act accordingly.

It is crucial to be honest with your insurance provider about the accident. If you have any doubts, it is advisable to seek legal advice. Even if you believe you do not have to report the incident, it is better to err on the side of caution to avoid potential penalties or legal issues.

Conclusion

Handling a car accident involving a public street sign can be complex. Following the right procedures ensures that all your responsibilities are met, reducing the likelihood of future legal complications. Always file a report, especially if there are any signs of damage, and maintain thorough documentation of the incident.