Defensive Driving Courses: How They Can Improve Your Auto Insurance

Regardless of a good driving record, a defensive driving course can be a great refresher to continue to keep you and your loved ones safe. In addition, it may qualify you for a discount on your auto insurance. Whether you’re a new driver in the age range of 16-25 or an older driver over 65, these courses can have a significant impact on your premiums.

Benefits of Defensive Driving Courses

A defensive driving course is designed to refresh your knowledge and skills behind the wheel. It covers important topics such as safe driving practices, road safety rules, and strategies to avoid accidents. Upon completing the course, you may be eligible for an insurance discount that can help you save money on your premiums.

Eligibility and Discounts

Before signing up for a defensive driving course, consider the following factors:

How long the course lasts Whether your particular auto insurance company provides a discount For what ages the discount applies The size of the discount and how long it applies

It's important to note that a requirement to take a defensive driving course due to receiving a ticket will generally not qualify for an insurance discount. However, if you pass a defensive driving course voluntarily, you can significantly lower your insurance premiums. This is just another layer of recognition that you are a low-risk driver.

Extensive Savings for Different Age Groups

Even drivers with a clean driving record can benefit from taking a defensive driving course. For instance, a driver between the ages of 16-25 can save as much as 15% on their auto insurance premiums by successfully completing the course. Similarly, drivers over the age of 65 with a clean record can save about 5%.

Conclusion

Enrolling in a defensive driving course doesn't just keep you safe; it can also significantly improve your auto insurance situation. It’s a win-win situation for both your safety and your wallet. If you're a new driver or an older driver looking to maintain lower insurance costs, consider taking a defensive driving course to boost your premiums.

For more information on defensive driving courses and how they can benefit you, consult with your auto insurance provider or visit a recognized defensive driving course provider.