Is it Safe to Book IRCTC Train Tickets from Google Pay?

Traveling by train in India is a traditional and convenient mode of transportation, and booking train tickets has become as simple as a few taps on your mobile phone. The introduction of Google Pay has further simplified this process by allowing users to book IRCTC train tickets effortlessly. This article aims to provide a comprehensive guide on whether it's safe to book IRCTC train tickets through Google Pay and what you need to know before proceeding.

Understanding IRCTC and Google Pay

Indian Railways Catering and Tourism Corporation (IRCTC) is the official booking platform for train tickets in India. Founded in 1997, it allows passengers to purchase tickets for both Indian and international trains, as well as manage their bookings, seat preferences, and cancel tickets if necessary.

Google Pay, a digital wallet and payment solution, is now integrated into the IRCTC booking process. It uses Unstructured Supplementary Service Data (UPID) as the UPI-based payment gateway to facilitate seamless transactions.

Safety of Booking through Google Pay

The process of booking IRCTC train tickets through Google Pay is considered safe and secure. Here are several reasons why:

Verified and Trusted Platform: Both IRCTC and Google Pay are well-established and trusted platforms. IRCTC is the official operator of the Indian Railways' online ticket booking service, and Google Pay is a widely used and reputable digital wallet. Strong Cybersecurity Measures: Both platforms employ rigorous security measures to protect user data. They use advanced encryption techniques to ensure that your payment and personal information are kept secure during the transaction process. Regulatory Compliance: Both IRCTC and Google Pay comply with all legal and regulatory requirements, ensuring that your transactions are conducted in a transparent and secure manner. Retailer Partner Safety: Digital payment solutions like Google Pay are backed by major financial institutions and ensure that the retailer (in this case, IRCTC) remains secure during transactions.

Step-by-Step Guide to Book IRCTC Train Tickets via Google Pay

Booking IRCTC train tickets through Google Pay can be done in a few simple steps:

Create/Log in to IRCTC: You will need a valid IRCTC account or an OTP to log in. If you don't have an account, you'll need to create one by providing essential personal information such as your name, address, and other details required for a booking. Open Google Pay Wallet: Launch the Google Pay app on your mobile device and ensure that it is connected to your active internet connection. Initiate Booking Process: Search for your preferred train tickets on the IRCTC website or app. Once you have identified the train and seat preferences, proceed with the booking. Choose Google Pay as Payment Gateway: During the booking process, you will be prompted to choose a payment method. Select Google Pay as the payment option. Complete Transaction: Enter your UPI ID and OTP to complete the transaction. Google Pay will authenticate the payment and deduct the fare from your bank account or fund. Confirm Booking and Receipt: After the payment is confirmed, you will receive a confirmation email and a booking QR code. Keep this information handy for check-in at the station.

Additional Security Measures and Tips

To ensure maximum security while booking IRCTC train tickets via Google Pay, remember the following:

Install App from Trusted Sources: Always download the IRCTC and Google Pay apps from official app stores to avoid malware and phishing scams. Enable Two-Factor Authentication (2FA): Enhance your security by enabling 2FA on your Google Pay wallet to prevent unauthorized access. Use Strong Passwords: Create strong and unique passwords for your IRCTC and Google Pay accounts to protect your information. Secure Your Device: Use your device only in secure and private environments to prevent hacking and unauthorized access. Shop from a Trusted Network: While on public Wi-Fi networks, avoid making sensitive financial transactions to prevent data breaches.

Conclusion

Booking IRCTC train tickets through Google Pay is a safe and convenient option for travelers in India. With the use of advanced security measures and the backing of established and trusted platforms, you can confidently make your train bookings through this seamless digital process. By following the steps outlined in this guide, you can enjoy a smooth and secure booking experience that will enhance your travel plans.