The Necessity of FASTag: Mandatory for All Vehicle Owners

Yes, it is indeed necessary to make a FASTag account. The Indian government has mandated the use of FASTag for various vehicular transactions, making it a crucial component for vehicle owners. This article will guide you through the importance of FASTag, its implementation, benefits, and the process to acquire one.

Why FASTag is Mandatory

The Government of India has now made a valid FASTag a mandatory requirement for getting new third-party insurance, effective from April 1, 2021. It has also been stipulated that the renewal of the fitness certificate can only be done if the vehicle is equipped with a FASTag. This change aligns with Central Motor Vehicles Rules 1989, which made FASTag mandatory for the registration of new four-wheeled vehicles starting December 1, 2017. These rules were further expanded to make FASTags mandatory for all four-wheelers, including older vehicles, as of January 1, 2020.

Understanding FASTag

A FASTag is an electronic toll collection system that employs Radio Frequency Identification (RFID) technology. This RFID sticker is attached to your vehicle's windshield, enabling toll plazas to automatically scan and process the payment without the need for manual transactions. The Ministry of Road Transport and Highways (MoRTH) has issued a notification to promote the usage of digital and IT-based payment methods through FASTags.

Benefits of FASTag

The primary benefit of FASTag is the promotion of cashless transactions. When you pass through a FASTag-enabled toll plaza, you don't need to stop and make a cash payment. This system saves valuable time and reduces fuel consumption. A mobile notification will be sent to your registered mobile number immediately after the transaction is completed.

How Your Money is Deducted

Your FASTag is linked to your savings account or digital wallet. You can manage your balance by recharging your FASTag online via the FASTag website or through a digital wallet. If your FASTag has insufficient funds, you will be required to pay double the actual toll fee. You can check your FASTag balance or statements by logging into the FASTag portal.

How to Avail a FASTag

FASTag can be obtained from the official websites of participating banks, regardless of whether you have an account with that bank. Other digital platforms also offer the option to apply. Additionally, you can purchase a monthly pass if you frequently use a specific toll plaza.

Documents Required for FASTag

To apply for a FASTag, you will need to provide the following documents:

KYC documents for identity and residential proof Vehicle Registration Certificate (RC) A passport-sized photograph

It's essential to note that one FASTag cannot be used for multiple vehicles. You must purchase a separate FASTag for each vehicle you own.

Fastag and Vehicle Insurance

Once you have your FASTag, you can easily buy or renew your vehicle insurance, such as the car or bike insurance from our website. We offer comprehensive insurance packages with unique features and benefits, including third-party liability coverage and personal accident insurance for you or your driver.

Acquiring and using a FASTag not only ensures compliance with government regulations but also provides a streamlined, convenient, and wallet-friendly experience for vehicle owners. If you have any more questions about FASTag or need assistance, feel free to contact us.